Retirement Planning

Planning for your future and protecting the wealth you have accumulated during your working life can feel overwhelming, but with professional advice from your Active Financial Management adviser your transition to retirement can be smooth and satisfying.

We strive to make your retirement more comfortable and work with you to create a financial plan that accommodate your needs, goals and sometimes, dreams.

We consider your complete financial position, both your day to day obligations and your discretionary expenses that may include holidays, provisions for children and grandchildren and creating a retirement income. We also collaborate with other professionals including Accountants and Lawyers, as required, to deliver a retirement plan that is seamless and considers all aspects of your financial life including:

  • Investment risk management
  • Superannuation including Self-managed Super Funds (SMSF)
  • Pensions and income streams in retirement
  • Financial planning for your estate
  • Management of Centrelink Benefits
  • Cash Flow Management
  • Transition to Aged Care

Superannuation

Superannuation is an important financial planning tool that offers dual benefits of wealth creation for your retirement and tax effective savings. Superannuation can include a range of different investment options, including cash, property, shares and managed investments. At Active Financial Management we work closely with you to develop strategies that make the most of your superannuation contributions and savings.

Senior financial adviser for Active Financial Management, Harold Braakhuis has many years of hands-on management of SMSF which is underpinned by advanced studies in the nationally recognised qualification of Professional Certificate in Self-Managed Super Funds (PCMSF) from Adelaide University. Harold works with clients/trustees of SMSFs, and working in collaboration with partner firm Provident Strategies, Active Financial Management is able to offer clients fully coordinated investment and SMSF administration management services which comply with SMSF legislative responsibilities.

For Retirement Planning or Superannuation advice, please call us today on 08 8682 5222 or email info@activefm.com.au