As experienced insurance advisers, we create risk management strategies to provide for your protection, both personally or as a business owner.

We provide advice and options for value for money insurance cover, and implement solutions for your needs.

At Active Financial Management, our financial advisers put together strategies that aim to properly cover our clients, to protect themselves, their families and their businesses. We also provide fully coordinated representation should you ever need to make a claim.

  • Protect your income with Income Protection Insurance

    Income Protection Insurance can provide replacement income (usually a pre-determined percentage of your income) should you become unwell or have an injury that prevents you from working to earn an income.

  • Provide for your family with Life & TPD Insurance

    Life Insurance is a lump sum payment paid to your beneficiaries in the event of your death. Total & Permanent Disability (TPD) Insurance is often bundled with Life Insurance policies as it provides a lump sum in case of a total and permanent disability. Your Active Financial Management adviser can assist you to determine an appropriate level of cover for your circumstances and make recommendations for policies that include features suitable for your individual needs.

  • Trauma Cover

    Trauma cover can provide a financial benefit on diagnosis of a serious illness such as cancer, heart disease or stroke. It provides important funding that may be used for treatment, rehabilitation and for living expenses during your recovery.

  • Key Person Insurance

    An important insurance if you or another person in your firm is vital to the ongoing success of your business. This insurance policy provides cover in the event of the death or disablement of you or a key member of staff.

  • Buy-sell Insurance

    In the event of a business partner passing away, becoming critically ill or suffering a disability, buy sell insurance provides funding that allows the surviving business partners to purchase the deceased owner’s interests. Buy-Sell insurance in conjunction with the proper agreement protects the interest of surviving business owners while also protecting your beneficiary’s entitlements.

For personal and business insurance advice, please call us today on 08 8682 5222 or email